Abby Lacey

Ramblings of a happy camper!

Spend spend spend

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shopaholicMy name is Abby and I’m a spendaholic.

I like to spend for spending’s sake and my obsession with online ordering (and subsequent returning, I hasten to add) has got out of control and now it must stop.

So in the spirt of getting my sh*t together, I cut up my store cards. I’m not keen on the shops anyway and only buy from them because I don’t have to spend cash… It’s just so easy.

Today was a good day to #getmyshittogether and #cutupthosecards – gone, done!

A photo posted by Abby Lacey (@abbylacey) on Jan 18, 2017 at 11:26am PST

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I also went through all my statements and looked at the amount of interest I’d being paying and was shocked. On one certain department store card alone, I paid a whopping £40 interest last month – I’d be fleeced!

It might (will) take me a while to pay off the card and whilst probably not the best option, but the only option, I did a 0% balance transfer so that although I’m theoretically robbing Peter to pay Paul, I will only pay a balance transfer fee and not the massive load of interest every month = shorter time to pay off.

Man, it feels so good too. It’s been a month of not convincing myself I must have a new this, that and the other, and frivolously spending, and I think it might be addictive.


I know this  is a serious subject and I’m not making light of it, it’s just my style. If you feel out of control with debts, help is out there.

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